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Lindsey Patterson

Creative Pool Party Ideas for Kids

4 min read

Planning a pool party for your kids this summer can be a fun event that everyone will enjoy and look forward to. Plan ahead to host the best pool splash ever. Send out fun invites with details well ahead of time. There are some helpful tips that expert party planners use to make party events extra special.

 

Set the Mood and Theme

Decide on a theme for your pool party. Pick one that suits the age group of the kids that will be there. Try a pirate-themed bash complete with large cardboard box ship and costumes. Consider a princess theme for girls also with costume details like tiaras, costume jewelry and so on. Plan a safari adventure, movie or favorite character theme, dance party or circus fun. For older teens, plan a more mature theme and decor.

 

Create appropriate decor depending on the theme. Hand painted colorful signs that introduce the theme and welcome guests. Use outdoor appropriate party decorations like fun garlands with beach type adornments. Get easy craft and decorating ideas from online. Parents should consider installing a pool for the family to enjoy. Get local custom pool prices, and your home will become the fun pool party destination where everyone will want to be.

 

Provide Fun Games Kids Will Enjoy

All memorable parties need lively enjoyable entertainment. Some great ideas for kids games are:

 

  • Treasure Hunt

  • Wet Decorative Sponge Toss

  • Carnival Type Games

  • Use Kiddie Pool and Water Hose to Spray Boats in Race

  • Freeze Tag and Other Kids Games Updated With Extra Twist

The games can be in-water or out. Have fun potato sack races, ring tosses or sit in a circle and play telephone. For a teen party, think appropriate interests, outdoor movie, charades, disco dance-offs and sleepover parties with tents.

 

Added Entertainment and Activities for More Fun

Add additional entertainment and simple activities for extra party pizzazz. Think DJ for cool music, clown or another dressed-up character, authentic storyteller or live animals. Try a face-painting area, candid picture booth with fun props, create an outdoor play with costumes and stage, or consider a fashion show for girls or a sporting event for boys. Smaller children would like a fun puppet show, and they could even make their own.

 

Delicious Easy Food Ideas Kids Will Love

It is better to provide an accessible snack buffet table. Theme healthy veggies & dips, sand dollar cookies, blue jello topped with "food dyed whipped cream sand" complete with gummy bears and tiny drink umbrellas. Easy small sandwiches, kid-friendly sides, fruit bowls and other easy-to-make and digest foods. Provide homemade themed popsicles and other frozen treats, and be sure to have some kool-aid, punch or other appropriately themed drink always available. If continuing party until dark, consider grilling hot dogs/hamburgers and/or set up a campfire complete with sing-alongs, instruments, marshmallows and other fun campfire foods.

 

Little Extras to Make Your Pool Party Memorable

Have a sunscreen area station perhaps by the "parent lifeguard chair." Provide various sunscreens. Consider purchasing cheap beach-towels and pool toys, then roll everything up with decorative water bottles. Let parents know ahead of time that these things will be provided. Always provide some type of party favor for guests to take home when leaving. Have sunglasses in a cheery bowl, ask an older child or teen to help with fun removable tattoos or makeup sessions for girls.

 

Remember that this pool party is all about fun outdoors. This can be customized to meet specific needs like the kid's ages, sex, interests and more. Consider fairy lights, create a playlist of music, use balloons and cut out foam decorations in the pool for extra style and fun. The party could be for a birthday, Fourth of July event or just a water summertime bash.

 

Lindsey Patterson

4 Ways That Swimming is Good for You

4 min read

Most people don’t really think of swimming as having any major health benefits, at least when compared to other forms of exercise such as running, cycling, weightlifting or Crossfit. When was the last time you heard someone say they’ve got to get home and do a workout in their pool? It’s pretty rare, right?

 

But the truth is that swimming offers many health benefits for your body and mind. It also has some other benefits that you can improve your health -- but in a more indirect way. So keep reading to learn about four ways that swimming can be good for you.

 

1. Swimming Is a Great Aerobic Workout

First of all, it’s a great way to get in an aerobic workout. Swimming laps in your pool or doing long-distance swims out in the ocean or in a lake can offer great cardiovascular benefits to strengthen your heart and lungs. Swimming can boost your blood circulation, improve your blood pressure and burn calories.

 

You can start out at whatever pace feels good for you, but over time you'll increase the health benefits by pushing yourself to swim faster and farther in your swim workouts. Because you're doing the same repetitive movements thousands of times per workout, it's also a good idea to learn different strokes and include several of them in each workout.

 

Freestyle swimming might be the core of your exercise program, but you should also learn to do the breaststroke, sidestroke, backstroke, and butterfly. Each of these techniques works your shoulders, arms, back, chest, and legs in different ways to give you the more balanced development of your muscles without overworking your joints.

 

2. Swimming Can Make You Money

Okay, so this sounds a little far out there, but it’s true! You can actually make money by swimming -- if you invest in a swimming pool. Homes that have built-in swimming pools in the backyard benefit from increased home value. At some point in the future, you are likely to sell your home, and having a pool can increase the amount of money that you'll get for your home.

 

When you compare the cost of a pool to the extra value you receive when selling your home, it works out to be a pretty good investment, assuming that you maintained the condition of your pool over the years.

 

3. Swimming Is Easy on Your Body

One of the greatest health benefits of swimming is that it is very easy on your body. Swimming is a low-impact aerobic workout, meaning that there is little or no pounding on your feet and joints when you exercise. This makes swimming an ideal form of exercise for people who are older, who have arthritis or joint problems, who are recovering from surgery or who are obese.

 

The gentle nature of swimming also means that your body can recover from your workouts much faster compared to high-impact workouts in the gym or on the track. This enables you to go swimming almost every day without running into overtraining issues that often occur with weight training, running and more intense types of exercise.

 

4. Swimming Is a Lot of Fun

Swimming is also a lot of fun, whether you are swimming by yourself, with a group of other fitness enthusiasts at a swim class or with your family and friends at home. Kids can spend hours in the pool during the summer, burn8ng off tons of calories and getting great exercise benefits without even realizing that they are doing something healthy. In fact, most kids have to practically be dragged out of the pool because they enjoy it so much.

 

But swimming is fun for grownups too. According to Hirofumi Tanaka, Director of the Cardiovascular Aging Research Lab at the University of Texas, people who start up a swimming program are more likely to stick with it compared to those who take up running or bicycling.

 

Swimming is a great form of exercise that is easy on the body while strengthening the heart, lungs, muscles, and joints. It’s a fun activity for peo9ple of all ages and fitness levels, and it can even make you money! Those are a lot of benefits for your family, your body, your mind and even your wallet!

 

Lindsey Patterson

How Weight Loss can Help Become the Best Mom You Can Be

4 min read

Moms face all sorts of daily challenges in life. Trying to balance family time, work, and the countless pressures that arise can seem overwhelming. Losing weight is one key way you can become more effective, happy, and fulfilled as a mom. Listed below are a few reasons why this lifestyle change is so crucial to excelling in your role as a parent.

 

Losing Weight can Boost Your Confidence

Part of being a great role model for your kids is teaching them to have a positive self-image. It's important that they know they're loved and appreciated no matter how they look on the outside. But for many people, kids included, achieving and maintaining a healthy weight is a great confidence-booster. When you begin to get into shape, you'll most likely feel happier, healthier, and more attractive. These positive feelings can rub off on your kids as well.

 

Seeing you take your weight loss goals seriously can be an inspiration to your kids. In fact, some obesity prevention specialists have concluded that the best way for kids to avoid obesity is by watching a parent who is modeling healthy eating habits. These would include making wise food choices, learning portion control, increasing water intake, and getting rid of the junk food in your house. Keeping a record of your eating habits and calorie intake throughout the day can also be a great way to think more consciously about your health choices. You can do this with a pen and paper or by using a fitness app on your smartphones, such as MyFitnessPal or any one of the other great fitness and weight loss apps that are currently available. These apps can keep track of things like your calorie intake, macros, nutrition intake, water intake, and daily exercise.

 

Losing Weight can Increase Your Energy

With all the many hats you have to wear, running out of energy in the middle of the day can be a real problem. Carrying around extra weight can make you feel sluggish because your body has to work harder to get everything done. Once you shed those pounds, you'll probably be amazed at how much more quickly you can accomplish your daily tasks. You may also notice a boost in your mood as you don't have to struggle to stay alert. You can get your work done and still have the energy to run around and play with your kids and cheer them on at their sporting and extracurricular events. They'll likely notice and appreciate the difference between a worn-out, cranky, out-of-shape mom and a fit, high energy mom.

 

Losing Weight can Improve Your Long-Term Health

As a parent, it's natural for you to want to be there to watch your kids through all their important milestones. Unfortunately, obesity is causing way too many people to face major health complications and even premature death. Getting control of your weight can make it more likely that you'll be able to be around to see your children grow up, graduate, enter their careers, and perhaps eventually have families of their own. You can get creative in the ways you lose and keep weight off. You could join a gym. Enroll in a weight loss program. Or you could sign up for a convenient meal delivery service that specializes in healthy food, such as a gluten free meal delivery service. These services are ideal for busy moms who don't have a lot of time to cook but still want to get and stay fit. Being a great parent involves taking the necessary steps to stay healthy as long as you possibly can.

 

If you're ready to step up your parenting skills with weight loss, following these tips could help you make real progress toward that goal. You can get started today by incorporating a nutritious diet, exercise, and other positive habits into your daily routine. You and your whole family can reap the results of improved health.

 

Lindsey Patterson

Be Positive: Smart Reasons to Be Confident with Yourself

4 min read

Feeling confident with oneself is important for overall health and happiness in everyday life. How a person feels about themselves affects how they perform at work and in other vital areas of life. Here are some reasons someone should be confident in their own skin.

 

Be Positive

Confidence can make a person feel happier and more positive in every way. It's easier to get up in the morning. A person can feel like the world is beautiful and see the right opportunities everywhere. They can smile at people and maybe they'll smile back. If they don't it likely won't bother them because they understand that the person is negative. See the positive side of everything rather than believing the worst and maybe become more spiritual in the process. Confidence can change someone's life for the better. Having the right attitude can be infectious.

 

Be Social

People like spending time with a person more who's confident. They're more likely to find real friends who value their personality. Networking for business or to find a job is a simpler task because they know how to speak to people without letting their emotions get to them. People who dislike them becomes less of a problem because bullies will be virtually unnoticeable. Take a chance and ask someone out on a date. Most people don't want to be around someone who brings them down with their negative attitude.

 

Have Freedom

When a person is confident in their own skin they don't worry about their physical body too much or let their emotions overwhelm them. They don't worry about what others think of them. A person who has a skin disorder may be able to find the relief they need with hidradenitis suppurativa treatment. It's a homeopathic topical ointment that contains natural ingredients. Feeling the freedom to express one's own beliefs can inspire others to be better. Be an activist by wearing a t-shirt with a bold statement. Speak up with a passion for a cause and be an individual. Instead of following the crowd a person can feel freer to go against them. They may find out that others feel the same way and make a real change in the world.

 

More Self-Love

When a person has the right balance of confidence they love themselves for who they are. They also feel a sense of freedom which gives them bravery to face reality on their own terms with being egotistical. A person can feel less fear in showing their personality. They feel comfortable with wearing appropriate clothing that flatters their body. Someone has the power to see their own beauty no matter what they may look or feel like. A lack of self-confidence can make someone miss out on life. Low self-confidence can cause a person to spiral out of control. See things on the bright side. They'll enjoy it less and may lose the will to live.

 

Get Motivated

Confidence gives someone the needed energy to get motivated. He can commit to long or short-term goals and see them through to the end. Have a wellness plan and stick to it. Start an art project and present it to the class. Have the confidence to stand up in front of an audience and do public speaking without fear. Do something daring and run a marathon or hike to the top of a tall mountain. Take on the world with a new outlook on life. Motivation is a tool to succeed.

 

The benefits of being confident in one's own skin are numerous. This may even lead to depression, skin problems or other serious issues. A person should be smart and learn to love themselves by taking care of their body and by not letting other people bring them down. No one should ever give up on fixing their issues whether they're physical, mental or spiritual.

 

Lindsey Patterson

Tips for Getting Your Toes Sandal Ready

4 min read

Summer is right around the corner, and you're probably excited to wear your favorite wedges, flip-flops- or strappy sandals again. However, during the winter months, you probably neglected your feet since nobody saw them in your closed-toe shoes. Use these tips to get pretty toes for summer.

 

Soak Your Feet

Soak your feet in a foot bath, bathtub, or bucket. Not only is soaking your feet relaxing, it helps to soften them and gets rid of dead skin cells. There are numerous foot soaks you can make at home to add to your foot bath. Try this lemon juice and powdered tea foot soak from Health n Body Tips. Put some warm water into a foot basin. Add one-half cup of powdered tea and the juice of half a lemon to the water. Stir. Soak your feet for 20 to 25 minutes. This foot soak is good for improving the blood circulation beneath your toenails.

 

Exfoliate

Exfoliating your feet removes dead skin cells, making your feet soft and smooth. You can use a pumice stone to remove dead skin cells, or you can make your own exfoliating foot scrub. To make your own exfoliating foot scrub, combine one tablespoon of brown sugar, one tablespoon of olive oil, and one tablespoon of baking soda. Massage the mixture into your feet and toes. Rinse your feet when you're done. This exfoliating scrub is also good for your knees and elbows.

 

Clean Your Toes

Deep cleaning your feet will make your toes look prettier for summer. Adding a few drops of tea tree oil to a basin of warm water and soaking your feet in it. After you've soaked your feet for 10 to 15 minutes, wash your feet with mild soap and a washcloth. Pay close attention to the spaces between your toes where dirt likes to build up.

 

Moisturize

Your feet need moisture to stay soft and smooth. Vaseline is a great moisturizer. Before you go to bed, put some Vaseline on your feet. Cover your feet with cotton socks, and leave them on overnight while you sleep.

 

If you prefer a commercial product, Looking for a product that contains jojoba oil, shea butter, macadamia oil, and urea; these ingredients penetrate deep into the skin. If you have cracked feet, aloe vera is a good choice for moisturizing your feet.

 

It's also important to keep your cuticles moisturized. Use cuticle oil daily to keep your cuticles hydrated.

 

Properly Trim Your Toenails

Trim your toenails every two weeks. You want to cut your toenails no shorter than the edge of your toe. Cut your toenails straight across in order to prevent ingrown toenails. Use a nail file to file down sharp edges. It's best to trim your nails when they're moist. Try trimming your nails after you have a shower or bath or after you soak your feet in a foot basin.

 

Polish

Before you polish your toenails, ensure that they are clean and dry; your polish will stick to your nails better. Always start with a base coat. A base coat helps your polish stick to your nail better and prevents pigmented polishes from staining your toenails.

 

Use bold colors on your toenails. You can get ideas for nail art on the Internet; there are so many fun and creative designs you can use on your toenails. Staying away from quick-dry nail polish because it tends to dehydrate nails. Don't leave your nail polish on for more than two weeks to help prevent the spread of toenail fungus.

 

Even if you've neglected your feet during the winter months, you can make them look pretty again. Use these tips to get your feet ready for wearing your favorite sandals, flip-flops, and wedges this summer.

 

Lindsey Patterson

Hot to Present Yourself As The Hot Parent

4 min read

Some people think that just because a person has had children that they no longer care about their appearance. Society has this false belief that parents are no longer interested in looking attractive to the outside world. In fact, some think that parents want to have nothing to do with sex appeal at all after they have children. These are all false beliefs. Plenty of parents still want to present themselves as hot and attractive to whomever they desire. This is why today we are going to talk about some of the ways a person can make themselves into the hot parent.

 

Dieting

Let's face it, society cares about how much you weigh. It is not fair to you or other people in society, but it is a fact at this point. Fortunately, you do have some control over this aspect of your life. While doing things like dieting and actually sticking to it are rather difficult, this is not to say that you are just off the hook for not doing it. Rather, you have the ability to make these choices in your life if you so choose. Jordan Rubin knows that and has developed a number of programs to help parents lose some weight through dieting.

 

Focus On What Makes You Average

Believe it or not, most of the laws of human attraction revolve around what makes us normal and average. This is not the way that popular media shows it to be sure, but that is actually how it works in real life. When people see another person who is relatively average in certain ways, they feel a sense of security that they can also be average and even embrace their own flaws as well. It is a sense of comfort thing that really attracts people to one another.

 

Take Cute Social Media Pictures

There is nothing that makes a parent hotter than actually spending quality time with their children that is captured in photos for the whole world to see. If this sounds self-focused to you, then you just need to realize how often you post on social media as well about your own life. Just because someone is a parent does not mean that they don't want to have cute pictures on social media as well, in fact, it is just the opposite.

 

There are plenty of different photo opportunities that you can try as a parent that will make your viewing audience say "Awwhhh!". You really can be a hot parent by doing these things.

 

Remember That Life Is Difficult, But You Can Overcome Obstacles

One of the most attractive things about a parent is when they are overcoming challenges that are presented by life in general. People really like it when they see a person who is continuing to strive no matter what life throws at them. We do not get enough examples of this in our daily lives, unfortunately, so when we actually do see someone who is making it happen we are often very much drawn to that experience.

 

There are plenty of things that non-parents say about how they will raise their own children until they get to the point where they are actually trying to do so. That is the point when it becomes an actual challenge that is a lot more difficult to handle in reality. Thus, it is important to remember as a new parent that you are going to face a lot of challenges that you did not anticipate in the past, but those can be things that make you more attractive to society in general if that is how you want to play your cards.

 

At the end of the day, focus the most on what you can control and try to look your best if possible. You don't have to impress society as much as you might think you do. It is mostly about being a good parent in general.

 

Lindsey Patterson

5 Things You Need To Start Doing for a Happy Healthy Life

4 min read

We all want to live healthier and happier lives, but it can be difficult with the hustle and bustle of a busy schedule. However, there are some things you can incorporate into your lifestyle that takes relatively little effort but pay big dividends. Here are five things you need to start doing right now if you don't do them already:

 

Take More Walks

A grinding workout at the gym sounds terrible after a long day of work. It can be difficult to find time to meet your fitness goals when your cramped for time, but your health and wellness should be a priority. Luckily there are alternative fitness options that can easily blend into any schedule. Brisk walking is a relatively low impact exercise requiring no special equipment. Walking is touted to offer an enormous number of health benefits. Walking burns approximately 150 calories per hour and has an impact on overall cardiovascular health. Walking can also aid in areas like digestion, mood, and blood circulation. Experts claim walking for even 30 minutes over your lunch break can dramatically increase your health specs.

 

Build a Retirement Plan

Your financial security and future should be at the forefront of your mind. Retirement is a challenging concept for many people to grasp. It's simply difficult to skip immediate gratification for long-term gain. However, research shows the longer you wait the more you'll have to save. Additionally, many people find it intimidating to turn their money over to someone else to manage, but this is typical of your normal retirement plan. If you're looking to invest in your future, but maintain a little more control consider opening a self directed IRA account.

 

Practice Gratitude

Gratitude has an overwhelming impact on psychological health. Gratitude is something we learn at an early age, but tend to abandon with age. However, research suggests that a gratitude practice for even five minutes a day can immediately and longitudinally impact your psyche. Consider keeping a gratitude journal or writing letters of thanks to friends and co-workers. Other practices include daily prayer and maintaining a "gratitude jar". With a little time and effort, you'll be feeling healthier, happier, and more content.

 

Downsize and Donate

The minimalist lifestyle is trending across the globe. Research suggests that minimalists experience less stress, have more clarity of mind, and achieve a greater sense of purpose. While pairing down your home goods to one fork, one knife and one spoon may be a bit extreme, it could be therapeutic to purge a bit and minimize clutter in your home. You can then donate unused items to a good cause. A good rule of thumb: if you haven't used or worn it in the last year, you probably never will! With a little prep and planning for a big purge, you may experience some of the same benefits.

 

Go Digital

In the age of technology, there's no excuse not to reduce clutter in the home by digitizing your documents. Important items like receipts, loans, and payment history can easily be converted to an electronic platform. You can also store items like photos, home videos, and other memorabilia digitally. This step ensures all your most important items are stored in a secure location that is easily transferable. Go digital!

 

These are just a few of the many ways you can improve your quality of life instantly. Each step is considered an investment towards your future and can have a tremendous impact on your overall health and well being. If you're looking to take a step in the right direction consider these tips today.

 

Lindsey Patterson

Five Company Optimization Strategies That Can Make Your Small Business More Successful

3 min read

If you've recently decided that you want your small business to become the most successful entity ever, it's important to know that you can realize your goal. One secret to success is having a wide range of proven business-building strategies up your sleeve at all times. Below you'll find just a few of many company optimization strategies that can work wonders for your small business:

 

1. Develop An Online Marketing Strategy

One great way to push your small business into a deeper dimension of success and sophistication is by developing a strong online marketing strategy. Taking this step is important because it will help you share your products and services with individuals who haven't heard of your organization through your current offline advertising strategies. There are multiple online marketing strategies you can use for this purpose. Some of them include:

 

• Content Marketing

• Search Engine Optimization

• Conversion Optimization

• Social Media Optimization

• Email Marketing

 

2. Make Employee Development A Must

Employee development is basically a process in which employees complete various training programs to acquire new knowledge or enhance their skills. When small business owners support the staff's development process by providing them with these training opportunities, they facilitate the growth of the company in multiple ways. First, they increase the likelihood of employees operating in an unequivocally confident, competent manner within the office setting. Second, they increase the likelihood of staff members remaining loyal to the company by demonstrating the business owner's genuine concern with the employee's personal growth and professional development.

 

3. Use Top Notch Software

If you're really serious about pushing your small business forward this year, make sure that you focus on utilizing top notch software. Doing so is important because it will help you and the staff complete various work-related tasks with greater expediency and efficiency. As you think about the potential efficacy of using this strategy, be sure to consider HRIS software for small business. Human Resource Information System software is valuable because it enables employers and employees to organize data securely and quickly through one centralized system.

 

4. Implement Sound Networking Strategies

Another technique that can take your small business's level of success from average to awesome is implementing sound networking strategies. Doing so will empower you to continually connect with individuals who will eventually become clients, business partners, or people who support the growth of your business in a substantive way. One simple yet highly effective networking strategy is taking an impromptu speaking class. Doing so will empower you to speak clearly and with confidence when you're sharing your brand with other individuals.

 

5. Focus On Keeping Your Current Customers Happy

Single-deal customers are not as economically valuable as long-term customers because the latter individuals can be counted on to continually invest in the brand. Moreover, it's cheaper to keep current clients than to attain new ones. These are some of the reasons that keeping your current customers happy should be an integral element of your business's strategic plan. There are many strategies you can implement to make it happen, and one is attaining customer feedback through questionnaires, surveys, and Twitter polls.

 

Conclusion

There are numerous company optimization strategies that you can utilize to keep your small business on track to perpetual growth. Some of them include developing an online marketing strategy, making employee development a must, using top-notch software, implementing sound marketing strategies, and keeping your current customers happy. Implement some or all of these business-building techniques soon so your organization can step into deeper and deeper dimensions of success this year!

 

Lindsey Patterson

5 Expenses to Recognize When Buying a New Car

4 min read

Insurance

Car buyers who do not first take the time to accurately calculate the total cost of buying a new car are invariably surprised. Many of them only look at the car payment and wrongly conclude the car payment is the total expense.

 

The very first thing to settle is the question of insurance coverage. Be sure to get an auto insurance quotes comparison. Do you plan to replace the currently insured vehicle, or do you want to simply add the new vehicle to your existing policy? Get the insurance quotes for both options.

 

Make certain of what the insurance covers. It is always wise to fully cover any new vehicle Do not leave the dealership parking lot until you confirm you are insurance safe.

 

Real Total Costs

Everyone who has ever bought a new car knows the sticker price on the window is not the last penny they will spend for that new vehicle. There are always add-ons.

Some of them are unavoidable, and some of them are negotiable.

 

Sales tax is unavoidable, but some of the destination fees can be negotiated. Documentation fees and any fees or charges on your trade-in can be negotiated in most states. By the time you wade through all the fees and charges, they can add up to quite a sum. Be prepared.

 

Fuel Costs

Fuel costs should never be a surprise. They are posted right there on the window sticker. Just make sure of the grade of fuel your new car uses.

You need to calculate your personal fuel needs if you plan to make regular, extended road trips. Check the window figure to see how many miles they have used for their calculation. Use fuel economy.gov to learn about ways to save on fuel.



Maintenance

Maintenance is absolutely critical to ensure getting the most out of a new vehicle. Little things like air pressure in the tires can get the most miles out of a set of tires.

 

Major maintenance like regular oil changes, checking fluid levels regularly, and checking belts and hoses at regular intervals all go into maintaining a vehicle. None of it is free; it either costs money or time.

 

That old axiom, ‘pay me now, or pay me later’ is a sound operating principle here. Ignoring maintenance is inviting travel catastrophe in the form of vehicle failure.

 

Parts Cost and Availability

Before you yield to that buy impulse and rush out to purchase that foreign exotic, check parts availability and costs here in the states. Next, check the expense of having the part shipped here.

 

I think you will either be amazed or very angry or both. If you are willing to spend extravagantly on an import, be equally prepared for those absurdly expensive maintenance and repair bills.

 

Depreciation and Resale Value

Few items purchased lose value more quickly than vehicles. They rank in the same category with major household appliances and electronics. That old adage of an out-of-sight warranty, out of sight, out of warranty, is not much of an exaggeration.

Your brand new vehicle begins to lose value as soon as you drive it home. Some are worse than others, and some retain more of their resale value than others. As a general rule, most vehicles lose up to 20 percent of their value within the first year.

 

Check the list here to see if the new vehicle you are considering is one of the slowest to depreciate. Since slow depreciation equals higher resale value, this should be a major consideration of any new vehicle purchase.

 

Summary

These five considerations will make for a much wiser vehicle investment. Since it represents one of the major expenditures of your budget, it is just prudent financial management to get the best deal you can. Remember, the sticker price is not the full story on vehicle costs.

 

Lindsey Patterson

5 Expenses to Recognize When Buying a New Car

4 min read

Insurance

Car buyers who do not first take the time to accurately calculate the total cost of buying a new car are invariably surprised. Many of them only look at the car payment and wrongly conclude the car payment is the total expense.

 

The very first thing to settle is the question of insurance coverage. Be sure to get an auto insurance quotes comparison. Do you plan to replace the currently insured vehicle, or do you want to simply add the new vehicle to your existing policy? Get the insurance quotes for both options.

 

Make certain of what the insurance covers. It is always wise to fully cover any new vehicle Do not leave the dealership parking lot until you confirm you are insurance safe.

 

Real Total Costs

Everyone who has ever bought a new car knows the sticker price on the window is not the last penny they will spend for that new vehicle. There are always add-ons.

Some of them are unavoidable, and some of them are negotiable.

 

Sales tax is unavoidable, but some of the destination fees can be negotiated. Documentation fees and any fees or charges on your trade-in can be negotiated in most states. By the time you wade through all the fees and charges, they can add up to quite a sum. Be prepared.

 

Fuel Costs

Fuel costs should never be a surprise. They are posted right there on the window sticker. Just make sure of the grade of fuel your new car uses.

You need to calculate your personal fuel needs if you plan to make regular, extended road trips. Check the window figure to see how many miles they have used for their calculation. Use fuel economy.gov to learn about ways to save on fuel.



Maintenance

Maintenance is absolutely critical to ensure getting the most out of a new vehicle. Little things like air pressure in the tires can get the most miles out of a set of tires.

 

Major maintenance like regular oil changes, checking fluid levels regularly, and checking belts and hoses at regular intervals all go into maintaining a vehicle. None of it is free; it either costs money or time.

 

That old axiom, ‘pay me now, or pay me later’ is a sound operating principle here. Ignoring maintenance is inviting travel catastrophe in the form of vehicle failure.

 

Parts Cost and Availability

Before you yield to that buy impulse and rush out to purchase that foreign exotic, check parts availability and costs here in the states. Next, check the expense of having the part shipped here.

 

I think you will either be amazed or very angry or both. If you are willing to spend extravagantly on an import, be equally prepared for those absurdly expensive maintenance and repair bills.

 

Depreciation and Resale Value

Few items purchased lose value more quickly than vehicles. They rank in the same category with major household appliances and electronics. That old adage of an out-of-sight warranty, out of sight, out of warranty, is not much of an exaggeration.

Your brand new vehicle begins to lose value as soon as you drive it home. Some are worse than others, and some retain more of their resale value than others. As a general rule, most vehicles lose up to 20 percent of their value within the first year.

 

Check the list here to see if the new vehicle you are considering is one of the slowest to depreciate. Since slow depreciation equals higher resale value, this should be a major consideration of any new vehicle purchase.

 

Summary

These five considerations will make for a much wiser vehicle investment. Since it represents one of the major expenditures of your budget, it is just prudent financial management to get the best deal you can. Remember, the sticker price is not the full story on vehicle costs.