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Lindsey Patterson

5 Ways to Say "No" When Someone Wants to Borrow Your New Car

4 min read

A new car is something special, and if you're like most people, you'd be pretty hesitant to lend it to someone, even a close friend or family member. Thankfully, there are ways to say "no" when someone asks to borrow your car without appearing rude, ungrateful, or mean. Let's go over some of these ways to tell people that you don't want them borrowing your new car.


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1. Explain Why


One of the most powerful tricks in psychology is that of explaining your reasoning. This works both when trying to convince someone to do something, as well as when telling them why they can't do something. If you give someone a reason for what you're doing, they're nearly ten times as likely to comply.


In the case of someone wanting to borrow your Porsche, Toyota Tacoma, Crossover suv, or other vehicle, make sure you have a good reason to back up your decision not to let them. Think about it so that when the time comes your reasoning sounds legit, not like some made up answer off the top of your head. This should get them to stop bugging you about it.


2. The Insurance Excuse


Depending on how your insurance works, letting someone else borrow your car can be one of the worst decisions you could ever make. If your insurance doesn't cover the person asking to borrow your car, let them know that you simply aren't willing to take the risk. If they still nag you after telling them this, then you'll probably need to be more forceful with them.


If for some reason you're going to be riding with the other person when they want to borrow your car, they may use the excuse that if an accident happens that you can switch seats with them. This is a bad idea for many reasons, and may even constitute insurance fraud in some cases. In other words, don't do it.


3. Lend Them Money


This is a preemptive strategy but you'll find that it works wonders in your life when it comes to getting people to stop asking your for favors, including borrowing your car. Lend someone money, and if they don't pay it back, you don't owe them anything ever again. It's the perfect excuse.


Think about it. The next time someone asks to borrow your car and they still owe you money, just tell them that they still owe you, so you aren't going to loan them anything, not even your car. Just remember that they might get desperate and pay you back the money when they ask to borrow your car, so be ready with another excuse if this happens.


4. Be Prepared for Dirty Psychological Tactics


When people want something from you they will use all kinds of psychology to get it. Maybe they'll try and guilt you into loaning them your car, maybe they'll remind you of times they helped you in the past, or maybe they'll come up with some kind of sob story.


It doesn't matter. Don't let anyone trick you with all this psychology stuff. If you don't want to lend them your car, don't let any of this get to you. Even if you do owe the person for kindness they've shown you in the past, it doesn't mean that this is the way to repay them. Don't let anyone get in your head, it's your car and you don't have to loan it to anyone.


5. Be Assertive


Some people are really persistent when they want to borrow your car, and you have to get tough with them. Tell them firmly that you aren't loaning your car no matter what they say. If they won't back down, use more aggressive language, and tell them to cut it out. Let them know how annoying they're being, and tell them to stop bugging you. If that fails, raise your voice if you have to, and let them know that you're the boss when it comes to your car.


Don't Be Intimidated


In the end it's your car and you can do what you want with it. Just be aware that some people may attempt to intimidate you into letting you borrow it through emotional abuse, status, and other dirty tactics. Don't give in. Stay strong and remember that anyone who doesn't respect your decision not to loan your car isn't really your friend anyway.